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Advertising Disclosures

True Quote Mortgage is not a bank or lender. However, these type of providers do participate in our matching engine who may be able to assist you and who have loan options available. The information we collect is not an application for credit or a mortgage loan, nor is it used to pre-qualify you for any provider. There is no cost to use our matching service, submit a loan request, get matched with lenders and receive loan offers. You may choose to review the loan offers and talk to the lenders at no cost. No purchase or loan is required. Of course, the lender you choose may require a typical fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. You will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close. True Quote Mortgage does not charge you, the consumer, a fee for its services.

The example loan rate of 2.75% for a 15-year $150,000 FIXED Mortgage with an APR of 2.99% for purchase and refinance loans is generally based on the following criteria: a borrower with good to excellent credit and average income seeking a loan for a single family, owner occupied one unit dwelling with 30% down payment (or 70% loan to value ratio). The Annual Percentage Rate (APR) is 2.99

This example rate was last updated on February 24th, 2020 and includes up to 2 points.

Rate and APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. The rates and terms you are offered are the responsibility of the lender and will vary based upon your loan request as determined by the lenders to whom you are matched. There is a possibility that you may not be matched with the lender making this example offer. Not available in all states. Advertised rates are subject to change.

Save up to $500/mo, $6000/year or $180,000 over the life of your mortgage - Savings based on a refinancing a 30-year fixed-rate mortgage with a 7.25% interest rate with one at a 5.5% interest rate. The difference in savings is approximately $100 per month for every $100,000 financed. This analysis does not consider any closing costs or the effect of possibly lengthening the term of the loan. On a 500,000 loan the monthly savings would be $500 which is $6,000 annually and $180,000 over the life of loan. This is not a credit advertisement for any particular program or an offered or marketed rate.